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| Bank holidays in India — August 15, 16 & 17 |
India will see a run of bank holidays around 15–17 August 2025. If you need to visit a branch, make payments, or file banking work, read this short, easy guide so you don’t get stuck.
Quick summary
- 15 August 2025 (Friday) — Independence Day (national holiday): banks across India are closed. (mint)
- 16 August 2025 (Saturday) — Janmashtami / other local festivals: several states and cities observe bank holidays on this day, so many branches will be closed. (HDFC Bank, Goodreturns)
- 17 August 2025 (Sunday) — usual weekly holiday for banks (Sunday). Together this creates a 3-day break for many customers. (www.ndtv.com)
Why these dates matter
- 15 August is a national holiday (Independence Day), so all government offices and banks are closed nationwide. This is the main day you must plan around. (mint)
- 16 August falls this year on the day many places celebrate Shri Krishna Janmashtami; several state lists include this as a bank holiday, so expect state-wise variation. Check your city’s calendar if you need a local branch. (HDFC Bank, The Indian Express)
- 17 August is a Sunday — normally a bank holiday in most places — so combined with the two days above it becomes a consecutive break for many customers and staff. (www.ndtv.com)
What will be affected
- Branch services: Cash counters, account opening, cheque deposits at branches — closed on branch holidays. (Goodreturns)
- RTGS/NEFT/IMPS: Online and mobile fund transfers through banking apps will still work, but settlement and clearing of cheques or inter-bank batch settlements may be delayed because clearing houses operate per holiday calendars. Plan high-value/urgent transfers earlier. (www.ndtv.com, Goodreturns)
- ATM and UPI: ATMs and UPI payments typically work 24×7, but cash availability at ATMs may vary. (Goodreturns)
- Government services & offices: Many government counters and post offices will be closed on national holidays — so timetable-sensitive tasks (submissions, verifications) should be done beforehand. (mint)
State-wise variation — short note
Bank holidays besides national ones are decided state-wise. For example, several states list Janmashtami/other regional festivals on Aug 16 — this means a bank in one state may be closed while the same bank in another state is open. Always check the RBI / bank holiday calendar or your bank’s website for the city-wise list. (HDFC Bank, The Indian Express)
Practical tips (for students, professionals & taxpayers)
- Move urgent banking tasks before Aug 15. If you need cash, sign cheques, or submit documents, do it by Aug 14. (Goodreturns)
- Schedule salary/EMI/loan payments carefully. If a debit date falls on a holiday, banks often process it on the next working day — but confirm with your bank. (www.ndtv.com)
- Use UPI/mobile banking for quick transfers. These are the most reliable across holidays, but verify if a receiving bank has settlement delays. (Goodreturns)
- If a deadline falls on these dates, contact the concerned office early and get written confirmation about extensions or alternate submission methods. (mint)
Short FAQ
Q: Are online banking and UPI down on these holidays?
A: Most online banking and UPI services remain available, but some inter-bank processes and cheque clearances are delayed. (www.ndtv.com)
Q: Will NEFT/RTGS work on Aug 15?
A: NEFT/RTGS typically follows the RBI holiday calendar; scheduled transactions may not be settled on national holidays — best to schedule earlier. (Goodreturns)
Q: How can I check if my local branch is closed on Aug 16?
A: Visit your bank’s official holiday page or the RBI/state bank holiday list for your city. Many banks publish city-wise holiday PDFs. (HDFC Bank, The Indian Express)